DBA Fundamentals Explained: “Temporary Total Disability”

Have you been injured overseas? If you’re suffering from a range of physical or emotional trauma including PTSD, there’s compensation available if you’re unable to work.

If you’re a private military contractor or civilian employee working under the Defence Base Act (DBA), you qualify for certain benefits in the event of a workplace-related illness or injury.

Today, we’re exploring temporary total disability – one of 4 major disability classifications. Read on to find out more.

What Is Temporary Total Disability?

If you cannot return to work after an illness or injury, you may qualify for temporary total disability. DBA claims relate to the claimant’s injuries and may be classified as partial or total, or temporary or permanent.

Temporary total disability is paid when a contractor is still healing from their illness or injury and cannot yet work.

Proper classification of benefits is incredibly important to the compensation claim. If benefits are classified incorrectly, you may lose considerable entitlements. It’s always best to contact a licensed and reputable DBA attorney who understands the nuances and complexities of your situation.

Who Qualifies For Temporary Total Disability Coverage?

Any employee or contractor injured on a United States military base qualifies for the temporary total disability benefit under the Defence Base Act.

Injuries include both mental conditions such as post-traumatic stress disorder or related traumatic conditions, to physical ailments such as broken bones or repetitive strain injuries.

Your physician ultimately determines the level of injury and classification you fall into. Your benefits are designed to cover your entire recovery period, thus benefits are meant to be paid even if you are starting to feel better but cannot yet return to your original work.

You may qualify for continued benefits even if you return to work in an altered or limited role. If your doctor determines you have a permanent disability and are not expected to improve any further (called MMI or maximum medical improvement) you may be eligible to start receiving permanent disability.

How Much Are Temporary Total Disability Payments?

If you’re been totally disabled and are unable to work, you are entitled to receive ⅔ (two-thirds) of your average earnings to a maximum payout of $1,295.20 per week.

Payments do not have a set expiry date. Depending on your circumstances, payments can be paid for life, however, maximum payment amounts are subject to fluctuations from economic or cost of living factors.

Find A Professional To Help You With Your Claim

Navigating the legal world of DBA claims is not easy. Don’t risk missing out on the money you’re entitled to. A professional DBA attorney is the most qualified person to help ensure you get the full settlement benefits you’re entitled to.

If you’ve been injured on the job, you have enough to worry about. A Defence Base Act attorney will help you can back on track.

If you have any questions about who is covered, or about the classification and compensation you’re entitled to, contact Overseas Contractors today.

Leave a Comment

Your email address will not be published. Required fields are marked *